What are we supposed to do when living frugally just doesn’t seem natural for us?
Yes, some people are just born frugal.
Some people are raised frugal.
And some people just are not frugal!
You may think I want to be frugal but I don’t have a frugal bone in my body. I like shopping, getting my hair done, getting my nails done, buying everything new that is the trend, buying prepackaged foods, going out to eat, and charging things on my credit card.
It may take some work but you can be frugal. It may never be totally natural for you but you can learn to be frugal and even enjoy it. It is a process but a process that is well worth the work.
Learning To Be Frugal
The first step to being frugal is to learn that it is a process and that you need to get your mind centered around being frugal. Some ways to help with this are to think about your “WHY”. Why do you want to be frugal? Is it to pay off debt or be able to stay home with your children? Do you want to save money to be a good example to your children? Do you have a goal in the near or far future? Set those goals and reach them. It may be a 5 or 10 year goal but you can do it. These things will help you when being frugal is tough.
Learn how to be frugal by reading. Read blogs, books, quotes, and join Facebook groups. The more you read the more you will learn. You will find out that some tips you read will not apply to you or just won’t be your way of being frugal. You have to decide what your style of being frugal is and what works with you and your family. Reading will inspire you and help you to be frugal even when being frugal doesn’t come natural to you.
Reduce The Risk
Reduce the risk of not being frugal by reducing the temptation. If you are tempted to buy things when you go to the mall then don’t go. If you need something make sure you only have time to go in get that one thing and get out. Don’t browse because you will talk yourself into buying more. If you tend to want to eat out when you are running around then plan when you are going and plan what you are eating and make sure your shopping times is not going to be near a meal time. Cut up those credit cards. You will be tempted to charge what you can’t afford to buy if you have credit cards so just take them and cut them up. It may be hard but you can do it and you will feel good when the statement comes and it is getting lower each month instead of growing.
Be realistic when starting out. You can’t just change overnight. You will have withdrawls if you stop everything and do a complete U-turn. It will discourage you majorly. So start out small. Change one thing this week and then add another thing next week. If you do it slow then you are more likely to stick to it.
I couldn’t imagine going from girl who gets her hair done once a month, nails done every week, shops every Saturday and some during the week, as well as ordering things online all the time, eats out every night on the weekend and a few times during the week to a girl that does her own hair, her own nails, doesn’t shop unless she needs something and it is in the budget, cooks from scratch at home and limits eating out to once a week or special occasions overnight. It just will not work. You can do it but you will feel like you are torchering yourself and that you are missing out. If you cut out one thing each week and then work your way up then you will adjust much better.
Allow yourself time to learn and adjust.
When living frugal isn’t natural for you don’t feel alone. You can learn what to do one step at a time.
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